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Home My WebLink AboutNeil JamesPO Box 2356 Bloomington 1L 61702-2356 tateFar - AT1 005829 32065-14211-FB45 F H W CITY OF CALDWELL 4814 E LINDEN ST CALDWELL ID 83605-8036 Homeowners Policy Location of Residence Premises 4940 N HAWK WING LN EAGLE ID 83616-1700 Construction: Frame Year Built: 2008 Automatic Renewal RENEWAL DECLARATIONS AMOUNT DUE: None Payment is due by BILLED THROUGH SFPP Policy Number: 12-BP-Z208-7 Policy Period: 12 Months Effective Dates: AUG 06 2024 to AUG 06 2025 The policy period begins and ends at 12:01 am standard time at the residence premises. Your State Farm Agent KATHLEEN CHAMBERS INS AGCY IN 3146 W BELLTOWER DR # 100 MERIDIAN ID 83646-4882 Phone: (208) 888-4334 Roof Material: Composition Shingle Roof Installation Year: 2008 If the POLICY PERIOD is shown as 12 MONTHS, this policy will be renewed automatically subjeclTo the premiums, rules, and forms in effect for each succeeding policy period. If this policy is terminated, we will give you and the Mortgagee/Lien- holder written notice in compliance with the policy provisions or as required by law. IMPORTANT MESSAGES This policy does not provide earthquake coverage. if you are interested in obtaining earthquake coverage, please contact your State Farm agentfor more information concerning the coverage and eligibility criteria. Please help us update the data used to determine your premium. Contact your agent with the year each of your home's utilities (heating/cooling, plumbing, or electrical) and roof were last updated. PREMIUM Annual Premium $6,365.00 Sewer & Drain 68.00 (Included) Your premium has already been adjusted by the following: Home/Auto Discount Claim Record Discount Loyal Customer Total Premium $6,365.00 CAIOWJ L ry AUG 1 Prepared JUN 142024 HO.2000 026104 920 Al V N Page 1 of 3 WF108e91 04-04 2018 State Farm AI41:ED INSURED MORTGAGEE AND ADDITIONAL INTERESTS JAMES, NEIL N & ANGELA K Mortgagee ALLIANT CREDIT UNION Loan Number: ITS SUCCESSORS AND/OR ASSIGNS 1495191155 PO BOX 961292 FORT WORTH TX 76161-0292 Addl Insured -Section II CITY OF CALDWELL Loan Number: 4814 E LINDEN ST N/A CALDWELL ID 83605-8036 SECTION I - PROPERTY COVERAGES AND LIMITS Coverage Limit of Liability A Dwelling $ 2,178,400 Other Structures $ 886,800 B Personal Property $ 1,633,800 C Loss of Use $ 653,520 Additional Coverages Arson Reward $1,000 Credit Card, Bank Fund Transfer Card, Forgery, and Counterfeit Money $1,000 Debris Removal Additional 5% available/$1,000 tree debris Fire Department Service Charge $500 per occurrence Fuel Oil Release $10,000 Locks and Remote Devices $1,000 Trees, Shrubs, and Landscaping 5% of Coverage A amount/$750 per item SECTION 11- LIABILITY COVERAGES AND LIMITS Coverage Limit of Liability L Personal Liability (Each Occurrence) $ 1,000,000 Damage to the Property of Others $ 1,000 M Medical Payments to Others (Each Person) $ 5,000 INFLATION Inflation Coverage Index: 371.2 DEDUCTIBLES Section I Deductible Deductible Amount All Losses $ 2,000 LOSS SETTLEMENT PROVISIONS Al Replacement Cost - Similar Construction B1 Limited Replacement Cost - Coverage B H O-2WO Page 2 of 3 a 12-OP-Z208-7 Sttaret-an, FORMS, OPTIONS, AND ENDORSEMENTS HW-2112 Homeowners Policy Option ID Increase Dwlg up to $435,680 Option OL Ordinance/Law 100/o! $217,840 Option JF Jewelry and Furs $1,500 Each Article/$2,500 Aggregate HO-2240.1 Amendatory Endorsement HO-2444.2 Back -Up Of Sewer Or Drain - 5% of Coverage A/$108,920 HO-2425 Off Premises Structures ADDITIONAL. MESSAGES State Farm® works hard to offer you the best combination of price, service, and protection. The amount you pay for homeowners insurance is determined by many factors such as the coverages you have, the type of construction, the likelihood of future claims, and information from consumers reports. Other limits and exclusions may apply - refer to your policy Your policy consists of these Declarations, the Homeowners Policy shown above, and any other forms and endorsements that apply, including those shown above as well as those issued subsequentto the issuance of this policy. This policy is issued by the State Farm Fire and Casualty Company. Participating Policy You are entitled to participate in a distribution of the earnings of the company as determined by our Board of Directors in accordance with the Company's Articles of Incorporation, as amended. In Witness Whereof, the State Farm Fire and Casualty Company has caused this policy to be signed by its President and Secretary at Bloomington, Illinois. j'IL Sec reta President Prepared JUN 142024 H O.200O 026105 920 N Countersigned KA�� BY Agent Page 3 of 3